I was invited to a World Savings Day celebration hosted by our Cebuana Lhuillier friends. It’s really good to see a brand like Cebuana Lhuillier who is truly devoted to bettering the lives of its customers and not simply the brand’s profit.
Cebuana Lhuillier celebrates World Savings Day every year thru their campaign:
“Iponaryo, Panalo ang may ipon”
It is critical to save, as the campaign name suggests. Even though I am somewhat contrarian, I do struggle with saving at times, which is why joining this gathering is quite beneficial for someone like me who wants to reestablish my saving pattern.
Ms Natallie and Ms Lani kicked off the event by explaining how Cebuana Lhuillier has been performing this project in the past.
They also invited guest speaker Izza Glino of SavingsPinay.ph to the event. She gave these 7 recommendations on ‘How to Get Your Finances Back on Track.’
See the presentation slide of Ms Izza below:
7 Tips to get your finances back on track
- UNDERSTAND YOUR CURRENT FINANCIAL SITUATION
- Take inventory of your finances – your income. expenses, debt, and assets. With a clear picture of your current financial standing, you can easily draw a plan to solve your money problems.
- REVIEW YOUR SPENDING HABITS
- Find out WHO and HOW are you when it comes to spending your own money lately.
- Are you a SAVER or a SPENDER
- Do you spend more on your needs or your wants?
- Find out WHO and HOW are you when it comes to spending your own money lately.
- MAKE SMALL CHANGES
- Find small ways you can reduce your daily expenditure in order to save more
- What tiny habits can you do for your finances?
- Find small ways you can reduce your daily expenditure in order to save more
- BUDGET
- Setting and following a monthly budget can help you gain a sense of control
- SET NEW OR BETTER SAVING GOALS
- Set S.M.A.R.T. Goals – as any financial advisor will teach everyone, our goals should always be “SMART” – Specific, Measurable, Achievable, Realistic, and Time-bound. These parameters as they pertain to your goal help ensure that your objectives are attainable within a certain time frame.
- PUT YOUR PLAN INTO ACTION
- Implement steps that can minimize the chances of another financial setback.
- CORRECT AND ADJUST
- Perfection is impossible. Get started with your saving goals, correct and adjust along the way.
I’d want to thank Cebuana Lhuillier for putting on such an entertaining and educational event.
Visit the Iponaryo Facebook page for more money-saving advice.
https://www.facebook.com/IponaryoPanaloAngMayIpon